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  <url>
    <loc>https://greenwich.theaddressindex.com/market</loc>
    <lastmod>2026-07-01</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <image:image>
      <image:loc>https://greenwich.theaddressindex.com/market/assets/greenwich-market-dashboard.png</image:loc>
      <image:title>Greenwich Market Dashboard</image:title>
      <image:caption>The Address Index Greenwich dashboard, through July 2026. The main chart follows quality-adjusted same-property sales from 2001; the dashed ending is a transparent nowcast after complete public transaction coverage. The separate market-level chart retains recent monthly dollar context.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://greenwich.theaddressindex.com/market/sales</loc>
    <lastmod>2026-07-01</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://greenwich.theaddressindex.com/market/properties</loc>
    <lastmod>2026-07-01</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://greenwich.theaddressindex.com/market/planning</loc>
    <lastmod>2026-07-01</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://greenwich.theaddressindex.com/market/greenwich-home-price-index</loc>
    <lastmod>2026-07-01</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://greenwich.theaddressindex.com/market/assets/greenwich-long-run-index.png</image:loc>
      <image:title>The Address Index · Greenwich 2001–Present</image:title>
      <image:caption>The Address Index uses 25,001 public transaction records and 5,297 filtered same-property pairs. Direct observations run through 2025 Q3; later periods are visibly reconstructed or nowcast.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://greenwich.theaddressindex.com/market/greenwich-same-house-price-test</loc>
    <lastmod>2026-07-01</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://greenwich.theaddressindex.com/market/assets/greenwich-same-house-index.png</image:loc>
      <image:title>The Same House Test · Greenwich</image:title>
      <image:caption>Among eligible repeat-sale intervals, 1,568 carry public evidence of rebuilding or substantial modernization and 3,824 have no recorded major change. Since the 2001 base, their modeled resale paths reached 402 and 221, respectively, versus 277 for all repeat sales. This is an evidence split, not a renovation-return estimate.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://greenwich.theaddressindex.com/market/greenwich-synthetic-twin</loc>
    <lastmod>2026-07-01</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://greenwich.theaddressindex.com/market/assets/greenwich-synthetic-twin.png</image:loc>
      <image:title>Synthetic Twin · 147 Old Church Road</image:title>
      <image:caption>147 Old Church Road sold for $2.80M, 33.0% below its $4.18M out-of-sample expectation. Its 50% likely zone is $3.62M–$4.83M; the 80% broader range is $2.89M–$6.05M. The model used 4,813 training, 1,054 calibration, and 1,055 untouched test sales; test median error was 16.5%. This is a market comparison, not an appraisal.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://greenwich.theaddressindex.com/market/greenwich-home-prices</loc>
    <lastmod>2026-07-01</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://greenwich.theaddressindex.com/market/assets/greenwich-market-level.png</image:loc>
      <image:title>Greenwich Market Level · Monthly Reports</image:title>
      <image:caption>The Greenwich 12-month market level was $3.26M in July 2026, -2.3% from a year earlier. Monthly medians are shown as mix-sensitive context, not connected as a trend.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://greenwich.theaddressindex.com/market/greenwich-days-on-market</loc>
    <lastmod>2026-07-01</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://greenwich.theaddressindex.com/market/assets/greenwich-time-on-market.png</image:loc>
      <image:title>How Long Greenwich Homes Take to Sell</image:title>
      <image:caption>Greenwich single-family homes averaged 36 days on market in July 2026, versus 50 a year earlier. The trailing 12-month average was 60 days. A separate Realtor.com ZIP composite extends the directional history to July 2016; it measures median listing time, not GAR's average for sold homes. Its latest 12-month average was 50 days, versus 67 a year earlier.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://greenwich.theaddressindex.com/market/greenwich-inventory-sales-speed</loc>
    <lastmod>2026-07-01</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://greenwich.theaddressindex.com/market/assets/greenwich-market-balance.png</image:loc>
      <image:title>Supply, Sales and Speed</image:title>
      <image:caption>Greenwich ended July 2026 with 113 active single-family homes, 74 closings, and an average 36 days on market.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://greenwich.theaddressindex.com/market/greenwich-buyer-seller-leverage</loc>
    <lastmod>2026-07-01</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://greenwich.theaddressindex.com/market/assets/greenwich-buyer-seller-leverage.png</image:loc>
      <image:title>Buyer–Seller Leverage</image:title>
      <image:caption>Greenwich's leverage score was 53/100 in July 2026 (balanced). The score ranks four public market signals against the displayed Greenwich history; it is a relative balance gauge, not a forecast.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://greenwich.theaddressindex.com/market/greenwich-housing-inventory</loc>
    <lastmod>2026-07-01</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://greenwich.theaddressindex.com/market/assets/greenwich-inventory-runway.png</image:loc>
      <image:title>Inventory Runway · Months of Supply</image:title>
      <image:caption>At the recent closing pace, Greenwich's 113 active single-family homes represented 2.6 months of supply in July 2026. This is a pace estimate, not a prediction that every listed home will sell.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://greenwich.theaddressindex.com/market/greenwich-luxury-real-estate-market</loc>
    <lastmod>2026-07-01</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://greenwich.theaddressindex.com/market/assets/greenwich-luxury-mix.png</image:loc>
      <image:title>The Luxury Mix · Where Greenwich Sales Are Clearing</image:title>
      <image:caption>In the trailing year through 2025 Q3, 32.7% of 505 deduplicated public sales cleared at $4M or more, including 7.1% at $8M+. This chart measures sales mix, not appreciation.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://greenwich.theaddressindex.com/market/greenwich-property-price-model</loc>
    <lastmod>2026-07-01</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://greenwich.theaddressindex.com/market/assets/greenwich-model-surprise-map.png</image:loc>
      <image:title>Model Surprise Map · Where Sales Beat or Missed Expectations</image:title>
      <image:caption>Across 48 untouched recent test sales, the median result was -3.2% versus the pre-sale public-record expectation; 48 have verified public coordinates. Select a point in the interactive dashboard to inspect the sale. This is model-error context, not an appraisal or a neighborhood ranking.</image:caption>
    </image:image>
  </url>
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